Mortgage Loan Officer Assistant - Broomfield - #253010

Essential Functions

Live our mission and corporate philosophy on a daily basis: Build

Relationships and Add Value Everyday B.R.A.V.E.

Build member relationships that deliver value and demonstrate that we care

Ability to read and comprehend Mortgage F1003, and credit bureau reports

Process loan applications and collect required documents for mortgage loans

Review all applicable mortgage documentation to comply with federal guidelines

Understand and manage mortgage loan deadlines to ensure purchase contract

compliance

Ensure all necessary disclosures (State, Federal and company specific)

are provided to client within defined timelines

Serve as the primary contact and liaison between clients, sales manager and

assigned MLO

Meet with borrowers to collect and analyze their information regarding

income, assets, debt in order to advise regarding different and detailed

loan programs and requirements and conduct meeting for any follow up items

needed.

Assist loan officers in developing and maintaining relationships with

borrowers, realtors, builders, financial planners and other referral sources.

Liaison with processing department as needed to assist in obtaining

documentation necessary for final loan approval

Provide continuing counsel and customer service to borrower throughout the

entire loan process

Understand residential appraisal reports

Familiar with TRID guidelines (Loan Estimate and Closing Disclosure)

Provide excellent member service and/or facilitates product sales through

various channels. Deepens member relationships through needs assessment and

solution offerings from PMCU products and services

Support and participate in our Community Outreach programs

Ensure compliance with applicable regulations and corporate

policies/procedures

Responsible For Related Functions As Required Or Assigned

Strive to present oneself in a professional manner in all interactions and

communications while displaying the highest levels of quality, honesty,

integrity, confidentiality

Work with team members, management, departments, and business partners

to promote excellent member service that is focused on providing prompt,

accurate and positive member experience

Accountable for day to day interactions between members, coworkers,

managers, and volunteers

Process various transactions when required

Work independently with minimal supervision

Exercise good judgment when seeking guidance, support, and/or direction

Maintain member and Credit Union privacy, security and confidentiality

Knowledge, Experience And Skill Requirements

High school diploma, GED or equivalent

2 + years financial experience with a minimum of one year of mortgage

Lending Experience Preferred, But Not Required

Must be able to type 50-55 WPM with a 97% accuracy rate.

Excellent communication and member service skills

Understanding of regulatory and legal requirements

Have familiarity with conventional and government mortgage loan programs

(FHA/VA/USDA) and guidelines

Have knowledge and familiarity with the Encompass Loan Origination System,

Symitar Core Operating System or equivalent

Ability to pass Colorado Notary Certification program and STAMP Program

Excellent problem solving and computer skills

NMLS #

WORKING CONDITIONS

Standard office conditions

May require long periods of standing

Ability to lift 25 pounds in limited situations

Long periods of computer and member interactions

This description has been reviewed to ensure that only essential functions and

basic duties have been included. Peripheral tasks, only incidentally related

To Each Position, Have Been Excluded. Essential Functions, Requirements,

skills, and abilities included have been determined to be the minimal

standards required to successfully perform the positions. In no instance,

However, Should The Duties, Responsibilities, And Requirements

delineated be interpreted as all-inclusive. Additional functions and

requirements may be assign d by supervisors as deemed appropriate.

In accordance with the Americans with Disabilities Act, it is possible

that requirements may be modified to reasonably accommodate disabled

individuals. However, no accommodations will be made which may pose serious

health or safety risks to the employee or others or which impose undue

hardships on the organization.

The Credit Union believes that each employee makes a significant contribution

to our success. That contribution should not be limited by the assigned

Responsibilities. Therefore, This Job Description Is Designed To Outline

primary duties, qualifications, and job scope, but not limit the

incumbent. It is our expectation that each employee will offer his/her

services wherever and whenever necessary to ensure the success of our endeavors

Job descriptions are not intended as and do not create employment contracts.

The organization maintains its status as an at-will employer. Employees can be

terminated for any reason not prohibited by law.

This Job Description is not a complete statement of all duties and

responsibilities of this position and may change with or without notice.